New Option for Whole Life Life Settlements

There is a new option for persons with Whole Life Insurance Policies. They are now able to generate cash. In the past, individuals had little to no options if they no longer wished to keep their policy or wanted to cash out a policy they held. The options were: surrendering the policy as paid-up, surrendering the policy for the cash value, or lapsing the policy—none very appealing.


This new option is more viable: The Life Settlement can be used for Whole Life Policies because secondary markets have now created programs for them. Institutional investors and investors looking for good rates of return in non-market correlated instruments, will purchase these policies for amounts that greatly exceed the policies Cash Value. Whole Life insurance policies have a higher fair-market-value as determined by a Life Settlement broker, and they will submit your policy to multiple funders, or investors, and thereby generate a large lump sum for you.

For example, for a 76 policy holder, with 5 million dollar policy, Universal Life, with no cash value. He was able to secure an offer for over 1.5 million for his policy. With numbers like this, your life insurance becomes an extremely valuable liquid asset that can be used to enhance your overall retirement.


With a lot of information out there regarding Life Insurance Settlements. I found a great article over at Life Settlement Info. You will enjoy the read:

Life Insurance Settlements

There is also a life settlement worksheet and life settlement calculator that can you give you an immediate estimate if you could qualify for Life Insurance Settlement.

Call the free information outline for an info kit. 1-888-823-7764