Life Insurance Settlement Value

It is time to maximize the value of your Life Insurance Policy. Without exploring the option of a Life Insurance Settlement, you are not getting the true value of your life insurage.

Regrettably, life insurance is often an underutilized resource. Statistics show that 90% of all life insurance policies lapse or are surrendered because of non-payment, due mainly to rising costs. Policies that do manage to stay in force are often under-performers or no longer needed. Especially problematic are universal life policies written since the 1980s. These policies often fail to meet expectations because of the rate of interest at which they were written. In some cases, the premiums did not “disappear” as had been projected; leaving seniors with unplanned expenses. For these and other reasons, many people are losing out on their policy’s accumulated value—don’t be one of them. A Life Insurance Settlement is the answer, you can convert your policy to a lump sum and possibly use money from that for a new better performing policy. You could also use your payout for anything you want, there are no restrictions on a life insurance settlement payout.

Call 1-888-973-8377 with any Life Insurance Settlement questions.

Life Insurance Settlement Process

There is a process during the Life Insurance Settlement transaction. This process is easy and requires very little from the client. A life insurance settlement can be a quick and easy transaction and you will receive full customer support through the entire settlement.

Here are some of the basic steps during a Life Insurance Settlment

- Only 1 Application is required to receive multiple offers from the top funding sources in the industry.

- Now medical tests, doctors visits, or medical physicals required. We simply receive the information from your doctor.

- We represent the best interests of the Policy Owner and Insured during the entire life insurance settlement transaction. It is our obligation to obtain the highest offer for our clients.

- There are never any fees to apply and there is absolutely no obligation to accept an offer from any of our settlement sources.

- All personal information obtained during the application process is strictly confidential.

- We will provide you with a free appraisal, and guide you through the steps of finalizing the life insurance settlement and receiving your payout.

Call 1-888-973-8377 to receive a Free Life Insurance Settlement Appraisal.

Remember, if you have a policy that you are considering surrendering or lapsing you need to explore the life insurance settlement option. Don't leave money on the table!

Info provided by Life Insurance Settlement Blog.

Life Insurance Settlement

A Life Insurance Settlement is a way for consumers, who are beyond the age of 65, to sell their life insurance policy for more than it's current cash surrender or lapse value. Life Insurance Settlements are often referred to as Life Settlements, Senior Life Settlements, or Viaticals (However, Life Insurance Settlements and Viaticals differ).

Universal Life, Whole Life, Joint/Survivor, Group, and even Term Life Insurance policies can qualify for a Life Insurance Settlement. The secondary market for Life Insurance was established for owners of Life policies that are no longer needed, no longer affordable, or no longer serve their original purpose. In 2002 1.3 Trillion of Life Insurance was lapsed or surrendered. The Wharton School did a study in that in the year of 2002 Life Settlement providers and companies paid 340 million to acquire policies with cash surrender values of 94 million. A 262% increase!! A Life Insurance Settlement has huge benefits over lapsing your policy.

Whether you are the client, policy owner, attorney, accountant, banker, or financial planner, working on behalf of a client our goal is to get multiple offers. Life Settlement Pro works with numerous institutional and private funders to get the highest Life Insurance Settlement for your policy.