Life Insurance Settlement Payout Amount

The amount (payout) provided in a Life Insurance Settlement reflects the discounted future value of your life insurance proceeds. There are several important factors in the computation of a present value amount. These factors include the expected amount of time for collecting the life insurance proceeds as reflected in the insured's life expectancy estimate, the annual cost of maintaining premium payments and a discount rate. A Life Insurance Settlement is also referred to as a Life Settlement, Senior Settlement, or Senior Life Settlement.

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Life Insurance Settlement Association

The Board of Directors of the Life Insurance Settlement Association met in Atlanta, Georgia, on March 9, reaffirming the mission of the Association: to promote the development, integrity, and reputation of the life settlement industry and to promote a competitive market for the people it serves, including the insured, policy owners, insurance companies, and investors.

"The Life Insurance Settlement Association supports the long-standing concept of 'insurable interest' and the requirement that the policyholder has an insurable interest in the insured's life at the time a life insurance policy is issued. This concept protects insureds, policy owners, beneficiaries, life insurance companies, life insurance settlement companies and provides integrity to life insurance products.

"The Life Insurance Settlement Association is and always has been opposed to investor-initiated life insurance transactions that are intended to circumvent insurable interest law. Legitimate premium finance loan transactions can be a useful means by which the costs of paying for life insurance can be properly financed. The Life Insurance Settlement Association opposes loans that attempt to use the life settlement transaction to validate illegitimate premium financing transactions."

Call 1-888-973-8377 to speak with a Life Settlement Expert